Application Compliance Engineer, Wallet & Payments

Cupertino,California,United States

Software and Services

Apple is seeking an outstanding Application Compliance Engineer to focus on the design and delivery of audit controls and processes within the Wallet and Payment Engineering Team. We believe it's the diversity of these people and their ideas that inspire the innovation that runs through everything we do, from amazing technology to industry-leading environmental efforts. Join Apple to become a part of our dedicated team! Are you a highly technical, hands-on person with experiences and expertise in regulatory and compliance within financial services and banking sectors, handling controls in sophisticated environments? The successful candidate will drive the implementation and testing of appropriate controls and audit and regulatory requirements with internal and external business units!

Description

You will work with application engineering, infrastructure, and corporate compliance teams to design and implement accurate controls. Serve as an advisor to Engineering, Security, and Business process teams to assist them in supporting compliance efforts. Sample and test controls to ensure effectiveness Identify and remediate control gaps and deficiencies Work with external auditing teams and business assurance to perform full audits. Partner with external teams to gain acceptance of compliance projects. Foster a strong security and compliance culture throughout the team.

Minimum Qualifications

Key Qualifications

• Understanding of key infrastructure including micro-services architectures, Git, code repositories, Infrastructure-as-a-code, Kubernetes, CI/CD frameworks.

• Understanding of the wider FinTech industry, mobile payments, global banking, Card network and associated regulatory requirements.

• Solid understanding of Payment entities (Domestic & international Card Network, Issuing bank, Acquiring bank, PSPs, Payment Gateways etc)

• Experience with compliance controls but not limited to PCI DSS, PCI PIN, PCI PTS, PCI 3DS, APN, NIST, SOC1 & SOC2, SOX, GDPR and other global laws and regulation requirements

• Advanced knowledge of IT security risk frameworks and relevant compliance regulations

• Familiarity with public/private/hybrid cloud concepts (GCP, AWS, Azure), IaaS, PaaS and SaaS Services (compute, storage, network, security, administration, automation, application services, databases) in either native cloud or hybrid-cloud environments

Preferred Qualifications

Education & Experience

Bachelor's degree in Computer Science, Engineering, or related discipline, or commensurate experience and 6+ years experience in engineering compliance and security 6+ years experience in payments (Issuer/Acquirer/Card network/Payment Gateway etc). Hands-on technology operations in large enterprise environments CISSP and CISA are not required but a plus

Additional Requirements

Pay & Benefits

• At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $170,700 and $300,200, and your base pay will depend on your skills, qualifications, experience, and location.Apple employees also have the opportunity to become an Apple shareholder through participation in Apple’s discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple’s Employee Stock Purchase Plan. You’ll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses — including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation.Learn more (https://www.apple.com/careers/us/benefits.html) about Apple Benefits.Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

• Apple is an equal opportunity employer that is committed to inclusion and diversity. We take affirmative action to ensure equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.Learn more about your EEO rights as an applicant. (https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf)

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Apple is an equal opportunity employer that is committed to inclusion and diversity. We take affirmative action to ensure equal opportunity for all applicants without regard to race,color,religion,sex,sexual orientation,gender identity,national origin,disability,Veteran status,or other legally protected characteristics. Learn more about your EEO rights as an applicant (Opens in a new window) .

Apple will not discriminate or retaliate against applicants who inquire about,disclose,or discuss their compensation or that of other applicants. United States Department of Labor. Learn more (Opens in a new window) .

Apple will consider for employment all qualified applicants with criminal histories in a manner consistent with applicable law. If you’re applying for a position in San Francisco,review the San Francisco Fair Chance Ordinance guidelines (opens in a new window) applicable in your area.

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Apple is committed to working with and providing reasonable accommodation to applicants with physical and mental disabilities. Apple is a drug-free workplace. Reasonable Accommodation and Drug Free Workplace policy Learn more (Opens in a new window) .